The NZ Super is a government funded pension program, under which monthly financial assistance is received to retirees. The aim behind this payment is to help the individuals with their cost of living.
If you are among the retirees who have been receiving this payment for a long time and recently applied for this program, note that the payment date for December 2025 has been announced; it will be received within due time.
Here, we have shared everything you need to know about the New Zealand Superannuation payment. Read this article thoroughly to check when you will get in the upcoming month, how much will be received by you, what if you don’t come on time, and much more.
When will the payment come in December 2025?
The Work and Income, Ministry of Social Development, Government of New Zealand is responsible for sending the payment for the NZ Super. This payment is received fortnightly, i.e., with a gap of 14 days on Tuesdays. In December 2025, retirees will get three payments:
- 2 December 2025
- 16 December 2025
- 30 December 2025
As there are no bank holidays on the payment dates, you will receive your payout on time without any delay. To ensure that your payment isn’t delayed, keep your banking details accurate with the NZWI.
How much will be received?
The payout for the NZ Super is affected by different factors, which include living situation, tax code, relationship or family status, income from work or investment, age and eligibility, and others. The maximum payment rates before taxes between the period of April 1, 2025, and March 31, 2025, are available below.
| Living Situation | Weekly | Fortnightly | Annual |
| Single, living alone | NZ $627.14 | NZ $1,254.28 | NZ $32,611.28 |
| Single, sharing accommodation (Not with Partner) | NZ $576.80 | NZ $1,153.60 | NZ $29,993.60 |
| Couple (Each Person) | NZ $476.47 | NZ $952.94 | NZ $24,776.44 |
In the table below, we have shared the amount you can get fortnightly after the deduction of taxes based on your living situation. Please refer to it to check what you are going to get.
| Living Situation | Tax Code | |||
| M | S | SH | ST | |
| Single, living alone | ≈ NZ $1,110 | ≈ NZ $1,065 | ≈ NZ $1,015 | ≈ NZ $960 |
| Single, sharing | ≈ NZ $1,025 | ≈ NZ $985 | ≈ NZ $940 | ≈ NZ $890 |
| Couple (each person) | ≈ NZ $860–880 | ≈ NZ $825 | ≈ NZ $785 | ≈ NZ $740 |
Let’s understand the meaning of each code from the table below.
| Tax Code | Used When… | Effect on NZ Super Payment |
| M | You have only one income (NZ Super) | Standard — most common |
| S | You have a second source of income (e.g., part-time work) | Slightly higher tax, smaller payout |
| SH | Second job, higher tax rate applies | More tax deducted |
| ST | Temporary or high-income secondary job | Highest tax deduction |
| M SL / S SL | You have a student loan | Extra repayment deduction on top of tax |
What if you don’t get your payment on time?
The WINZ sends the New Zealand Superannuation payment on time without any delay, and it is received within a few hours. If you are a retiree, note that your payment will come through the direct deposit in your bank within a few hours after the release of the payout.
If you don’t get your NZ Super payment within a few hours after the release of the payment, wait for up to 3 days, because it may have happened due to technical error. Even after waiting for 72 hours, if you don’t get it, you are required to get in touch with WINZ to know the reason.
If there will be any problem from their side, they will resolve it shortly, and you will have received your payment. In case of any problem with your eligibility to get this benefit, you may have to provide required documents, and then your payment will be processed, and it will be received timely after that.
Disclaimer: Information is for general guidance on NZ Super as of December 2025 and may change. Check official sources for the latest details.
